Date: 3 months ago   Category: Economy

Russians in the third quarter 2018 have set up a record on car loans - RIA Novosti, 11/9/2018


Purchase of the car in car showroom. Archival photo
MOSCOW, 9 Nov — RIA Novosti. Russians in the third quarter have taken over 181 thousand car loans for the record sum of 132,9 billion rubles that is 11% more than an indicator for the same period of last year, it is told in a research of bureau of credit histories "Ekvifaks", available RIA Novosti. © RIA Novosti / Alexey Malgavko Pereyti in an image bank Percentage editing: what to pay attention at registration of a car loan "In the third quarter 2018 in Russia to was given out over 181 thousand car loans with a total amount at 132,9 billion rubles that is a historical maximum. In comparison with the third quarter 2017 this indicator has grown by 11%" — analysts note, adding that results of 2018 will achieve the historical maximum, having come very close to a mark of 500 billion rubles. So impressive volume of the given means is provided now first of all due to intensive growth of the average sum of the given car loan which in the third quarter 2018 has reached the record level of 733 thousand rubles that there is more indicator for the same period of 2017 on 15%.© Fotolia/Zinkevych the Average size of a car loan has approached a mark of 800 thousand рублейУровень approvals of applications for car loans remains stable for all year and is 49% of the arrived applications. Applicants are refused the vast majority traditionally because of requirements of credit policy of banks, it is told in a research. The quality of the built loan portfolio of car loans remains at the stable level. The maximum indicators of volume of the stitched debt were noted over 90 days in the first quarter 2018 with result in 83,8 billion rubles. However in the third quarter the indicator has stopped the growth and following the results of the period has made 54,9 billion rubles that is 22% less, than in the third quarter 2017. Experts have specified that the level of an idle portfolio of car loans remains to the smallest for the last three years. "The car lending market following the results of the third quarter 2018 shows several specific tendencies. First, this sharp increase in the average sum of the given car loan and growth of volume of deliveries. Secondly – decrease in number of the issued credits … The main driver of growth can be considered surely larger sums which are requested by borrowers on acquisition of the car. First of all it can be connected with realization of pent-up demand at the population and also with probability of increase in prices for a number of expensive and powerful cars which society expects in 2019" — the head of Ekvifaks Oleg Lagutkin has commented.

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