Date: 8 months ago   Category: Economy

Purse on the lock: how to protect the cash card from thieves - RIA Novosti, 9/23/2018


MOSCOW, 23 Sep — RIA Novosti, Alexander Lesnykh. For the first six months of the current year from cash cards of Russians about 1,2 billion rubles — almost twice more, than in the 2016th are stolen. Also dishonest methods have changed: if earlier emphasis was placed on scanning of cards and production of duplicates, then now it is more and more in the Internet technology course. How not to fall a victim of advanced swindlers — in material of RIA Novosti. © RIA Novosti / Natalya Seliverstova to Pass into an image bank the Imaginary benefit: as banks deceive recipients creditovshiroky distribution of cash cards with function of contactless payment has made them a convenient target for swindlers. If before a shchipacha for years perfected sleight of hand imperceptibly to pull out a wallet from others pocket, then now proximity cards carry out for them the most part of work. Swindlers buy payment terminals and go to hunting to public transport, shopping centers and other places of a mass congestion of people. And though on maps with contactless payment the limit approximately in 1000 rubles is set, in the morning subway in only several hours it is possible "to predict" two-three average Russian salaries, putting the terminal to bags and portfolios while sleepy and nothing not suspecting passengers go to earn these salaries. It is possible to be protected from such thieves in several ways. The easiest — to buy a special screened purse. However before putting all the cards there, be convinced that the screen works: check whether there will take place payment in any of the nearest grocery stores. Second way same idle time, but more reliable: create one more card of the same bank. What's the big idea? You leave at home the main card, and with yourself you take the second, absolutely empty. If it is necessary to spend money, you open a mobile application of bank and you transfer on her only the necessary amount. In the rest of the time you hold the card empty. It will help to keep means both on trips abroad, and when shopping on the Internet. Cases when even such solid companies, каê Booking.com, stored in offices of listing with data of cash cards of clients in open form are known, and travelers about it didn't even suspect. One more plus of such method: many banks issue payment cards with a set of useful functions, including bonus aviamil, a cashback (return of a part of means for purchases) and so on. Then that it not only is safe, but also it is favorable. The third way most of all will suit owners of smartphones with function of contactless payment. Confirmation of transaction is made by scanning of a fingerprint, and just to put to the smartphone the terminal insufficiently. It isn't necessary to be afraid of theft of the smartphone too: though it and is offensive, developers of the leading brands assure that data on cash cards are stored on separate chips in encrypted form and it is simply impossible to take them. © Fotolia/olgavolodina System deficiency: why will rise in price personal a kompyyuterynomer of the mobile phone — one of the weakest links of the chain connecting you with the cash card. Bess

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